AFFDF-Financial Assistance For Treatment Of Serious Diseases To Non Pensioner Ex-Servicemen (All Ranks)/Widows

πŸ›οΈ Ministry Of Defence πŸ“ All India πŸ“Š Central πŸ• 21 Feb 2026

About this Scheme

A scheme to provide financial assistance to a non-pensioner Ex-Servicemen of all ranks and widows to meet medical expenses related to treatment of approved serious diseases like cancer, renal failure, knee replacement and heart surgery.

About This Scheme

A scheme to provide financial assistance to a non-pensioner Ex-Servicemen of all ranks and widows to meet medical expenses related to treatment of approved serious diseases like cancer, renal failure, knee replacement and heart surgery.

Expenditure must be incurred at a approved govt hospital at the rates applicable under CGHS / ECHS.

List of the serious diseases are covered under this scheme

Angiography & Angioplasty

CABG. (l) Dialysis

Open heart surgery

Valve replacement

Pacemaker Implant

Cerebral stroke

Prostrate surgery

Joint replacement

Renal failure

Cancer

Treatment of other Diseases

In case the treatment of a serious disease which is not listed , such application will be referred to Director General Armed Forces Medical Services (DGAFMS) for comment/recommendation to consider it for financial assistance for treatment of that disease, to ESM under this scheme.

Benefits

Financial assistance for treatment of the approved serious diseases to non-pensioner Ex-Servicemen of all ranks and widows subject to a maximum of Rs 1,25,000/- (One Time) and for treatment of cancer/dialysis subject to a maximum of Rs 75,000/- per annum as follows:-

For Non-Pensioner Officers/Widows. 75% of total expenditure incurred on medical treatment, hospitalization, medicines etc.

For Non-Pensioner other Ranks/Widows. 90% of total expenditure incurred per annum on medical treatment, hospitalization, medicine etc.

Note

Expenditure must be incurred at a approved govt hospital at the rates applicable under CGHS / ECHS.

Eligibility Criteria

The following criteria must be fulfilled:-

Applicant must be a non-pensioner ESM or his widow.

Should not be member of ECHS or availing AFMS facilities.

Should be recommended by respective Zila Sainik Board (ZSB).

Expenditure must be incurred at a approved govt hospital at the rates applicable under CGHS / ECHS.

Application Process

Apply Online

Apply Now β†’

Eligible Ex-servicemen / their widows can visit the official website of Kendriya Sainik Board Secretariat (KSBS)

https://ksb.gov.in/

Click on β€œRegister” which is available on the homepage of the portal.

Now, the registration form will be displayed, fill the form with necessary details.

Upload the Photo

Save the application by clicking on the β€œSave” button and the saved details and password will be forwarded to the registered mail id.

Click the activation link which is sent to the mail id to login into the KSB portal.

Provide user name, password and verification code and click on the β€œLogin β€œ button.

Select the scheme name and start filling the new application form by entering the required details.

Copies of the supporting documents duly attested by the respective Zila Sainik Welfare Officer (ZSWO) must be uploaded with the online application.

Once the online application is submitted, ZSWO will scrutinize the online applications and give appointment to the applicant for verification,

After successful verification, ZWSO will recommend the online application and forward the harp copy as well soft copy to Kendriya Sainik Board (KSB) through Rajya Sainik Boards (RSBs) for further processing.

Processing at KSB Secretariat

Once the application reaches the Kendriya Sainik Board, the Section-in-charge verify the same and upload the printed list for the approval of JD (Welfare).

Payment Procedure

After approval of Secretary KSB, the application is processed for payment by Welfare Section.

The welfare section verifies the Ex-servicemen’s service number, name, banker’s IFS Code and bank account number & forward the list of approved cases to Accounts Section for payment.

The Accounts Section then processes the list for payment directly to beneficiaries via ECS to the beneficiaries as applicable.

Track Application Status

Applicant has to revisit the same portal

https://ksb.gov.in/index.htm

Click on β€œStatus of application” link on the homepage of the portal.

Now enter your DAK ID and verification code. Click on the β€œSearch” button.

Official Source: View on myScheme.gov.in

Categories: Health & Wellness

Scheme Benefits

  • Financial assistance for treatment of the approved serious diseases to non-pensioner Ex-Servicemen of all ranks and widows subject to a maximum of Rs 1,25,000/- (One Time) and for treatment of cancer/dialysis subject to a maximum of Rs 75,000/- per annum as follows:-
  • For Non-Pensioner Officers/Widows. 75% of total expenditure incurred on medical treatment, hospitalization, medicines etc.
  • For Non-Pensioner other Ranks/Widows. 90% of total expenditure incurred per annum on medical treatment, hospitalization, medicine etc.
  • Note
  • Expenditure must be incurred at a approved govt hospital at the rates applicable under CGHS / ECHS.