Group Accident Insurance Scheme under PMMSY: Permanent Partial Disability Gujarat
The scheme aims to provide financial assistance to fishermen/fishermen’s families in case of death or injury. Through this scheme, insurance coverage for Permanent Partial Disability is provided to eligible fishers.
About This Scheme
The scheme “Group Accident Insurance Scheme under PMMSY” with a component “Permanent Partial Disability” is introduced by the Agriculture, Farmers Welfare and Co-operation Department, Government of Gujarat. Insurance of Fishers is one of the sub-components of the PMMSY, and it provides insurance coverage to fishers, which includes fishermen, fish workers, fish farmers, and other individuals directly involved in fishing and related activities. The sub scheme offers coverage for permanent partial disability (PPD). The National Fisheries Development Board (NFDB) and M/s Oriental Insurance Company Limited (OICL) implement the scheme. The premium cost is shared between the Central and State Governments, with no contribution from the beneficiary. The implementing agency of the scheme is the Commissioner of Fisheries.
Objective of scheme:
To financially assist the fisherman/fisherman’s family in case of death/injury.
Benefits
| Sr. No. | Name of Component | Standard of assistance |
| 1. | Permanent Partial Disability | ₹2,50,000/- |
Mode of Disbursement:
The claim amount is deposited directly into the claimant’s, nominee’s, or legal heir’s savings account via Direct Bank Transfer (DBT).
Expected Time of Disbursement:
The insurance company will settle the claim within 15 working days of receiving the complete claim documentation. If a claim is not settled within this period, the insurance company will pay a simple interest of 10% on the admissible claim amount from the date of document submission until the payment date.
Eligibility Criteria
The applicant must be a fisher, which includes fishermen, fish workers, fish farmers, and any other person directly involved in fishing or fisheries-related activities.
The applicant must be between 18 and 70 years old.
The insured person should not have been 71 years of age on the date of the accident.
The applicant must be approved by the State/Union Territory (UT) fisheries department.
At the time of a claim, the claimant or insured fisher must be verified and certified by an “Appropriate Authority”.
The applicant should have registered himself in the concerned district office.
Application Process
Apply Offline
Fishers or their legal heirs must submit the required documents to the concerned district office for assistance.
The claim details must be intimated within 90 days of the accident via one of the following recognised communication methods:
Letter to the Insurance Company/NFDB Insurance Cell/Intermediary.
Email to support@pmmsygais.com.
Through the IT & ITES platforms provided by the intermediary.
Via the NFDB Toll-Free Number (1800-425-1660).
To the “Appropriate Authorities”.
Note: All claim documents must be submitted within 180 days of the accident.
Official Source: View on myScheme.gov.in
Benefits
Sr. No.Name of ComponentStandard of assistance
1. Permanent Partial Disability₹2,50,000/-
Mode of Disbursement:
The claim amount is deposited directly into the claimant's, nominee's, or legal heir's savings account via Direct Bank Transfer (DBT).
Expected Time of Disbursement:
The insurance company will settle the claim within 15 working days of receiving the complete claim documentation. If a claim is not settled within this period, the insurance company will pay a simple interest of 10% on the admissible claim amount from the date of document submission until the payment date.
Application Process
Apply Offline
Fishers or their legal heirs must submit the required documents to the concerned district office for assistance.
The claim details must be intimated within 90 days of the accident via one of the following recognised communication methods:
Letter to the Insurance Company/NFDB Insurance Cell/Intermediary.
Email to support@pmmsygais.com.
Through the IT & ITES platforms provided by the intermediary.
Via the NFDB Toll-Free Number (1800-425-1660).
To the "Appropriate Authorities".
Note: All claim documents must be submitted within 180 days of the accident.
References & Official Links
Scheme Details
| Full Name | Group Accident Insurance Scheme under PMMSY: Permanent Partial Disability Gujarat |
| Short Title | GAISGUJ2 |
| Level | State |
| Scheme For | Family |
| Categories | Agriculture,Rural & Environment, Banking,Financial Services and Insurance |
| States | Gujarat |
| Gender | All |
| Area | Both |
| Source | myScheme.gov.in ↗ |