Overseas Educational Loan Scheme

πŸ“ Karnataka πŸ“Š State πŸ• 21 Feb 2026

About this Scheme

The “Overseas Educational Loan Scheme” objective is to provide financial/loan assistance to students belonging to minority communities who are pursuing graduate or postgraduate degree courses in recognized universities abroad.

About This Scheme

The “Overseas Educational Loan Scheme” was launched by the Minorities Welfare Department, Government of Karnataka, and implemented by the Karnataka Minorities Development Corporation. The scheme objective is to provide financial/loan assistance to students belonging to minority communities who are pursuing graduate or postgraduate degree courses in recognized universities abroad.

Benefits

The loan amount will be provided up to β‚Ή20,00,000/- at a zero interest rate.

Eligibility Criteria

The student should be a resident of Karnataka State.

The student should belong to a minority community (Muslim, Christian, Jain, Buddhist, Sikh and Parsi).

The student should have secured at least 60% marks in the previous year.

The student should have received an offer letter from a foreign university.

Loans will be provided only on mortgage of property (building/land) to the corporation. The value of the property should not be less than the loan amount.

The students who have not received a scholarship from the Directorate of Minorities.

Application Process

Apply Online

Step-01: Applicant need to visits the Karnataka Minorities Development Corporation

official website

.

Step-02: Click

“Apply Online”

and Enter “Mobile Number” and “Submit”.

Step-03: Enter “Aadhaar Number” Fill in the “Captcha” and Select “Next”.

Step-04: Applicant will get OTP in his/her Aadhaar Linked Mobile Number.

Step-05: Enter “OTP” and select “Continue”, After that Allow the official notice.

Step-06: After verifying the Aadhaar again fill in the “OTP” and Submit.

Step-07: Select the scheme “Sikhligar’s Community Development Scheme” and fill in the basic details father’s name, gender, qualification detail

Step-08: Select “Next” Fill in the address detail and again select “Next”.

Step-09: Upload the required document passport-size photo, educational document, income certificate, etc.

Step-10: Click “Proceed” and Select “Submit Application” and get an Application ID.

Official Source: View on myScheme.gov.in

Categories: Banking,Financial Services and Insurance, Education & Learning

Scheme Benefits

The loan amount will be provided up to β‚Ή20,00,000/- at a zero interest rate.